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Find the Best Insurance Carrier in 5 Clicks.

Compare carriers side by side, see prices instantly, and choose the right coverage for your clients, faster than ever.

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LU Rater
LU Rater Carriers

How LU Rater Works

Enter Client Details

Provide basic info like location, industry,

and coverage needs.

Instant Carrier Matching

 See which carriers are the best fit

for your client.

Close the Deal Faster

 Generate a professional comparison report

for your client in minutes.

Submission Review

Our underwriting team reviews your submission and notifies you of the best rates available. 

Try LU Rater in 5 minutes

Why Agents Love LU Rater

🕒 Save hours of manual work each week
📈 Boost conversion rates with clear, transparent client options
🤝🏻 Build trust by empowering clients to choose what works best
🚀 Access multiple carriers in one simple platform
Grow Your Book of Business

​​Ready to save time, win more clients, and find the best carriers in just 5 clicks?

Extensive Catalog of Class Codes

From real estate investors and healthcare professionals to contractors, hospitality, nonprofits, and more, LU Rater makes it simple to find the right fit.

Placement of Niche & Specific Risks

Not every client fits neatly into a “standard” risk category. With LU Rater, you can confidently place unique or specialized submissions that other platforms reject. That means:
■ Expanding your book of business.
■ Retaining clients with unusual needs.
■ Standing out as the agent who always delivers a solution.